Many investors regret not starting early, but experts say it is never too late to begin investing. In 2026, financial advisors are encouraging late starters to adopt aggressive yet balanced SIP strategies.
Increasing SIP amounts annually through step-up SIPs is one such strategy. This allows investors to match investments with income growth, accelerating wealth creation.
Goal-based planning, proper asset allocation, and longer investment horizons help compensate for delayed starts. Experts caution against taking excessive risks in an attempt to catch up quickly.
Technology-driven platforms now make portfolio monitoring and rebalancing easier, helping investors stay on track.
Ultimately, starting late is better than not starting at all. With the right strategy, SIPs can still deliver meaningful financial outcomes.
